Need help with your debts? Take the first step today
- Only pay what you can afford
- All the support & help you need
- Interest & charges may be frozen
No fee is charged for initial advice. Fees apply if you enter a debt solution with us, and your credit rating will be affected. The debt solutions will be tailored to your circumstances and explained in full. Some solutions result in debt write-off.
To discover more about how to manage your debt and to receive free debt advice visit www.moneyhelper.org.uk
We can help you with most types of debt
CREDIT CARDS, LOANS & PAYDAY LOANS, STORE CARDS & CATALOGUES, OVERDRAFTS, LINES OF CREDIT and BUSINESS DEBTS.
- CREDIT CARDS
- LINES OF CREDIT
- PAYDAY LOANS
- STORE CARDS
- LOANS
- OVERDRAFTS
- CATALOGUES
- BUSINESS DEBTS
How Does It Work?
We cover England, Wales, and Northern Ireland, and we want to help you on your journey toward being debt-free.
If you need debt help, we understand more than most that dealing with debt can be stressful, but we also know how it can be resolved.
UK residents have a right to debt help and there are several tried and tested solutions that can help lower your debt payments, freeze interest and charges, and stop pressure from creditors.
All debt advice we give is confidential, and without obligation.
We could help if you are..
- Struggling with unmanageable debts.
- Unable to pay your creditors.
- Worried about creditors taking action against you.
- Stuck in a cycle of borrowing to repay debts.
- Incurring interest and charges due to missed debt repayments.
- Paying high interest and charges and your debt is not reducing.
- Considering what debt solutions are available.
Our 3 Step Process
1. Get Started
Answer a few questions about your current circumstances
2. Speak To An Expert
Chat to one of our debt experts and run through the options.
3. Relax
Select the best fit for your circumstances and leave the rest to us.
We know that dealing with debt can be difficult, so we’ve simplified it into three easy steps. There’s no pressure to make a quick decision.
The Debt Advisor Ltd is authorised and regulated by The Financial Conduct Authority. This means that we are able to offer debt advice and administer both formal and informal debt solutions of behalf of individuals and business owners. We are a commercial organisation, and if you choose a solution we provide, fees will apply for our services. Fees vary dependent upon the solution and will be clearly explained to you.
We provide no-obligation advice to anyone who requires debt advice. All options will be explored, and we will help you find the solution best suited to your individual circumstances. Entering into a debt solution and not maintaining your monthly contractual payments may cause your accounts to fall into arrears, or the balance outstanding could increase. Payments made to creditors whilst you are on a Debt Management Plan with The Debt Advisor are distributed to creditors within 5 working days. Payments made to an IVA will be distributed to creditors in line with the terms of the proposal.
Please take a look at the information we provide for each solution, and the applicable fees. There are various options to help you deal with your debt problems. These include: Individual Voluntary Arrangements (IVAs), Bankruptcy, Debt Relief Orders, Debt Management Plans, and Debt Consolidation (subject to suitability and criteria). If you live in Scotland, the solutions are different, please visit Scottish Debt Solutions.
You could be on your path to debt freedom
Your financial future could look like this.....
Frequently asked questions
What options are available to me?
Each situation is different. To determine what options are available, an income and expenditure form would need to be completed to understand what your affordability is. This would then determine what options are available to you. In England, Wales & Northern Ireland, there are options including Debt management plans (DMP), Consolidation, Individual voluntary arrangements (IVA), Bankruptcy, and Debt relief orders (DRO). In Scotland, options include self-help, informal arrangements, consolidation loan, Protected Trust Deed, Sequestration & Minimal Asset Process.
Can a debt advisor help me today?
Contacting our team is the first step. You can call us during working hours on 0161 532 2926 (Advisory team) or fill in a simple form above. You will receive all the help and guidance you need to find a debt solution.
The Debt Advisor Ltd is authorised and regulated by The Financial Conduct Authority. This means we are able to offer debt advice and administer both formal and informal debt solutions on behalf of individuals and business owners.
We provide no-obligation advice to anyone who requires debt advice. All options will be explored, and we will help you find the solution best suited to your individual circumstances.
How can I contact The Debt Advisor?
- Complete the form or call our advisors on: 0161 532 2926 (direct line during office hours).
- Email: advisoryteam@thedebtadvisor.co.uk
- Chat with us directly on Whatsapp Messenger
What happens after I fill in the form?
You will receive a confirmation email and SMS with some further information. If it’s within our office hours:-
STEP 1
Keep your phone at hand. Our advisors will be in touch to go through the details with you. We’ll work with you to get a complete picture of your circumstances. It’s 100% confidential, and there is no no-obligation to continue.
STEP 2
We provide no-obligation advice to anyone who requires debt advice. All options will be explored, and we will help you find the solution best suited to your individual circumstances. Our experienced team offers a personal approach to finding solutions to your debt challenges, and they will help select the right plan for you.
STEP 3
Once a solution is in place, you’re on the road to getting your debts under control.
Can I get help for free?
There is no charge for the initial call and advice, and you are under no obligation to proceed. We provide free no-obligation advice to anyone who is considering a debt solution. All options will be explored. We are a commercial organisation and if you choose a solution we provide, fees will apply.
Free debt advice and information is also available to customers from the Government’s Money Helper website: www.moneyhelper.org.uk/en/money-troubles/dealing-with-debt