Financial stress leads to a higher chance of illness

CLICK TO APPLY FOR HELP

Financial stress is more than an emotional burden. It can quietly undermine physical health and significantly increase the risk of illness.

Stress has been linked to illnesses ranging from heart disease to depression and schizophrenia. The study, reported in The Times and published in the journal Brain, Behavior and Immunity, looked at blood samples taken from nearly 5,000 over-50s taking part in the English Longitudinal Study of Ageing. They analysed proteins and hormones that were biomarkers of stress response.

People suffering from financial strain were nearly 60% more likely to be in the high-risk stress group four years on. Chronic stress disrupts our body’s biological exchanges and leads to disease.

The lead author found that financial stress was the most detrimental to biological health. This is because financial stress can invade many aspects of our lives, leading to family conflict, social exclusion, and even homelessness.


The first step in dealing with stress is to understand what is causing it. You may be feeling stressed because of a specific situation at work or something in your home or personal life, such as a divorce or bereavement. It may even be a combination of home, work and financial pressures. Understanding the sources of stress makes it easier to explore potential solutions and support. Don’t let being in debt is drive your stress.

5* Reviews

Excellent reviews

★★★★★ — Gareth
"Very easy to deal with, non-judgmental."
★★★★★ — Jaquilyn
"Excellent all round. Very professional and reassured me at a very distressing time."
★★★★★ — Rosie
"Extremely knowledgeable and kind! No judgement just helpful information."
See all reviews →

Advisors on standby

Our advisors are based in central Manchester
We are ready to help seven days a week:
Mon–Thu: 8am – 8pm
Friday: 8am – 5pm
Saturday: 10am – 4pm
Sunday: 10am – 2pm

FCA regulated

The Debt Advisor Ltd is authorised and regulated by the Financial Conduct Authority (FCA). We provide debt advice to individuals. All options will be explored, and we will help you find the solution best suited to your individual circumstances.

We have an experienced team of debt advisors based in our Manchester office. During your initial advice call, an experienced advisor will take the time to understand your circumstances and talk you through the full range of available debt solutions.

We’ll explain the features of each solution, including the benefits and risks of each. Every conversation is confidential and without obligation, giving you the space to make an informed decision in your own time. 

No fee is charged for the initial advice. Fees apply if you enter a debt solution with us and will affect your credit rating. The fees, risks & benefits of all suitable solutions will be tailored to your circumstances and explained in full. Some solutions result in debt write-off.