The Debt Advisor Ltd is authorised and regulated by The Financial Conduct Authority. This means we are able to offer debt advice and administer both formal and informal debt solutions on behalf of individuals and business owners. We are a commercial organisation, and if you choose a solution we provide, fees will be applied. Fees vary depending upon solution and will be discussed with you.

We provide no-obligation advice to anyone who requires debt advice. All options will be explored, and we will help you find the solution best suited to your individual circumstances. Please take a look at the information we provide for each solution, and the applicable fees. There are various options that exist to help you deal with your debt problems. These include:-

• Individual Voluntary Arrangements (IVAs)
• Bankruptcy.
• Debt Relief Orders.
• Debt Management Plans,
• Debt Consolidation (Subject to suitability and criteria).

Entering a debt solution will affect your credit rating and retained payment may result in your accounts falling into arrears or increasing. If you live in Scotland, the solutions are different, please visit Scottish Debt Solutions.