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A debt help solution
is waiting for you

  • Write off up to 80% of debt
  • Only pay what you can afford
  • Get support and the help you need
  • Freeze interest and charges
Get debt help today

Solutions such as IVAs may not be suitable in all circumstances. Fees may apply and debt solutions will affect your credit rating. There is no charge for the initial call and advice, and you are under no obligation to proceed. *Up to 80% is based on an IVA solution.

We are proud of our 5* Trustpilot reviews

Specialist debt advisors are here to help

Individuals and business owners will receive the most comprehensive debt advice and support. A personal approach to your debt problems.

Why choose The Debt Advisor?

We care  

We provide the most comprehensive debt advice and support for individuals and business owners. Our experienced team offers a personal approach to finding solutions to your debt challenges.
See if you qualify
What we do differently​
For customers facing large debt, The Debt Advisor offers the most appropriate advice to individuals struggling with debt issues. Taking an individual approach, the most complex debt problems have been solved over a 20 year period. The Debt Advisor has demonstrated expert knowledge, quality standards and high levels of customer support.
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* Example of an IVA case from 2023, typical debt write-off in an IVA ranges from 25-75% and is subject to the debt solution chosen and may not apply in all circumstances.

£22,407

Total debt before

£672

Old monthly payment

£130

New monthly payment

£18,191

Debt write off

We are proud of our 5* Trustpilot reviews

November 2024, Susan

I spoke with a kind understanding man showed me empathy. He’s probably saved my life. Was understanding and easy to talk to which I think is important as your feeling low. Embarrassed and can’t see a way out. He also was very patient

November 2024, cc

Molly was absolutely incredible. Non judgemental, kind and supportive. Explained everything so clearly and made the whole process so easy. I felt relief instantly after months of worry. Thank you so much.

November 2024, Mark

The whole process was articulated to me so clearly and the customer service following my application was first class. Would thoroughly recommend as it has put my mind to rest and can actually sleep properly for the first time ina long time! Thank you very much

November 2024, Nathan

So helpful and quick response’s on WhatsApp regarding any queries. They made me feel at ease now my DMP is set up. I would recommend to anyone who is struggling with debt, your not judged and make everything straight forward!

November 2024, Shanuykta

Very understandable and non-judgmental of my situation. Connor took time to explain the various options and which one would suit my situation better. He was very helpful and for creating light at the end of what was a rather dark tunnel for me. Thank you Connor.

November 2024, Temitope

The team has been tremendously helpful and supportive throughout the entire process. Their guidance and assistance made a challenging situation much easier to navigate. Highly recommend their services.

October2024, Donna

So understanding and non judgmental of the situation I found myself in. So friendly and helpful which come the end of the call the relief I had was amazing. I can sleep at night now that Debt Advisor has helped me in such a positive and professional way knowing I can manage my debt now and still be able to cope with the cost of everyday life. Thank you very much Ben for creating light at the end of what was a dark tunnel for me.

October 2024, Josh

Was really struggling with my debts and was very overwhelmed. I finally got the courage to speak to these as I find it very hard to talknon the phone but Connor was super friendly and helpful explained everything to me. A huge weight has been lifted off my shoulders. Don’t be afraid to contact them.

October 2024, Chloe

I have just started my journey with the debt advisor, so far they have been amazing, I’ve had the pleasure of having the lovely Molly as my advisor and she has been absolutely amazing. Facing debts can be awful and she made me feel so at ease and felt as though I had nothing to be ashamed of which is so so important in these situations as it does feel embarrassing at times! But I can’t thank Molly enough for how patient and kind she has been throughout the process so far! One of the only debt companies I’ve spoken to that treat you like a human and are totally understanding of your circumstances, thankyou again Molly!

October 2024, Charlotte

I spoke with Tom today who was incredible, he advised me of all the options available and when we came to the best solution together, I felt so relieved. Tom was friendly, efficient and put things into place very quick. If you are reading this and are struggling with debt or looking for advice, this company will help you so much. Thank you Tom.

October 2024, Wendy

This is a line I openly admit I didn’t ever want to go down but life has other plans. Trying to deal with the debts myself and creditors not being at all helpful, I turned to these guys. Ben was absolutely brilliant and I feel a huge pressure has been lifted. I’m now in control of my finances again. These guys don’t judge you in anyway. They give you the best options to choose from and fully explain each plan.
Thank you so much Ben

The Debt Advisor FAQ

Contacting our team is the first step. You can call us during working hours on 0333 9999 600 or fill in a simple form here.

You will receive all the help and guidance you need to find the best debt solution. There are debt solutions to repay what you can afford with the balance written off on successful completion.

The Debt Advisor has a long and rich history of helping people and companies get past their debt problems. We welcome people to get acquainted with our company, history, team and to listen to the stories from the people we have helped.

Stopping creditor contact is dependant on the solution chosen, some such as an IVA, Bankruptcy or a DRO are legally binding and creditors can no longer pursue the debt.  Others like a Debt Management Plan are informal, so lack legal protections. In the vast majority of instances, we manage to stop creditor contact and interest.

If you are under immediate pressure from creditors, for example, bailiffs, it may be suitable to consider the Debt Respite Scheme, otherwise known as breathing space, a scheme introduced to allow you 60 days space without creditor action or contact whilst you assess your options for handling your debt.  We can use this to relieve pressure whilst we assess your situation and discuss the options with you.

When you fill in the enquiry form or contact us, one of our debt specialists will help you to determine what you owe to your creditors, and what you can afford to pay. There is no charge for this service. All debt solutions should be very carefully considered. If you are struggling with debt issues and need advice on your options, we’ll take a look at your financial situation and explain the available options. Each solution may involve a fee.

Please take a look at the information we provide for each solution and you will see the applicable fees. There are various options that exist to help you deal with your debt problems. These include: Individual Voluntary Arrangements (IVAs), bankruptcy, debt relief orders, debt management plans, administration orders and debt consolidation (Subject to suitability and criteria). If it is appropriate to refer you to one of our trusted providers for a solution, we may get a fee for introducing you, or for the preparatory work we complete. Fees are payable if ongoing services are provided.

The Debt Advisor Ltd can advise on all debt solutions:

  • IVA
  • Bankruptcy
  • Debt Management
  • Debt Relief Order
  • Scottish Debt Solutions
  • Dealing Direct with Creditors

An IVA is a detailed and legally binding payment proposal to repay your debts. Our IVA team help you draft the proposals and when agreed these are sent to your creditors for them to consider. The terms of the IVA depend on what you and your creditors are likely to agree.